Xero AI

AI-powered cloud accounting for small businesses

by Xero Limited

New Zealand🌐Regional (UK data in UK)

TrustKit ScoreRated across 5 compliance dimensions: data residency, legal jurisdiction, data retention, certifications, and regulatory fit.Strong

About Xero AI

Xero is a cloud-based accounting platform with AI features including automatic bank reconciliation, smart invoice coding, cash flow forecasting, and expense categorisation. Popular with accountants and small businesses in the UK, Australia, and New Zealand. Xero Just Ask uses AI to answer accounting questions and generate financial insights from your data.

Sentiment Score?

★ 4.4/ 5

G24.3/5(650)Capterra4.4/5(2,800)

TrustKit Score Breakdown

?80% Strong

Data Residency

Where is your data stored and processed?

UK customer data stored in UK

4/5

Legal Jurisdiction

Which laws govern the company and your data?

NZ company with strong UK presence; UK data protection compliance

4/5

Data Retention & Training

Is your data used for model training?

Aggregate insights only; no training on individual customer data

4/5

Certifications

ISO 27001, SOC 2, Cyber Essentials, etc.

SOC 2 Type II, ISO 27001

4/5

Regulatory Fit

Suitability for regulated industries and professional services

ICAEW-approved; widely used by UK accountants

4/5

Pricing

SubscriptionFree trial

Starter$15/moSend invoices · Bank connections · Short-term cash flow

Standard$30/moEverything in Starter · Bills · Multi-currency · …

Premium$48/moEverything in Standard · Expenses · Budgets · …

Full pricing details →

Quick Facts

Starting Price$15/moData HostingRegional (UK data in UK)Trains on Your DataAggregate insights onlyFounded2006Employees1000+

Visit Xero AI

Frequently Asked Questions

Is Xero AI GDPR compliant?

Xero AI has a TrustKit compliance score of 80% (Strong). Data Residency: UK customer data stored in UK. Legal Jurisdiction: NZ company with strong UK presence; UK data protection compliance.