Peak

UK AI decisioning platform for retail and supply chain commercial optimisation

Luminance

AI contract intelligence platform

Peak

Strong

18/25

Luminance

Excellent

23/25

Score Breakdown

DimensionPeakLuminance

Data Residency

Where is your data stored and processed?

Peak: Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.

Luminance: UK/EU hosting with customer choice; on-premise available

4/5

Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.

5/5

UK/EU hosting with customer choice; on-premise available

Legal Jurisdiction

Which laws govern the company and your data?

Peak: Incorporated in England and Wales under UK law. Regulated by ICO under UK GDPR. UK jurisdiction provides strong data protection baseline without CLOUD Act exposure. EU adequacy decision covers UK-EU data transfers.

Luminance: UK-incorporated company under English law

4/5

Incorporated in England and Wales under UK law. Regulated by ICO under UK GDPR. UK jurisdiction provides strong data protection baseline without CLOUD Act exposure. EU adequacy decision covers UK-EU data transfers.

5/5

UK-incorporated company under English law

Data Retention & Training

Is your data used for model training?

Peak: Customer commercial data is not used for cross-customer model training. Enterprise data processing agreements with configurable retention periods. Appropriate data lifecycle controls for sensitive retail and supply chain data.

Luminance: Zero data used for training; complete client data isolation

4/5

Customer commercial data is not used for cross-customer model training. Enterprise data processing agreements with configurable retention periods. Appropriate data lifecycle controls for sensitive retail and supply chain data.

5/5

Zero data used for training; complete client data isolation

Certifications

ISO 27001, SOC 2, Cyber Essentials, etc.

Peak: Holds ISO 27001 certification. Solid baseline for a commercial AI platform. SOC 2 Type II would strengthen the posture for enterprise procurement requirements, particularly for US-headquartered retail brands operating in Europe.

Luminance: SOC 2 Type II, ISO 27001, Cyber Essentials Plus

3/5

Holds ISO 27001 certification. Solid baseline for a commercial AI platform. SOC 2 Type II would strengthen the posture for enterprise procurement requirements, particularly for US-headquartered retail brands operating in Europe.

4/5

SOC 2 Type II, ISO 27001, Cyber Essentials Plus

Regulatory Fit

Suitability for regulated industries and professional services

Peak: Good regulatory fit for UK and European retail and supply chain businesses. ISO 27001 and UK GDPR compliance meet common enterprise procurement thresholds. Not sector-regulated, so straightforward compliance path for commercial applications.

Luminance: SRA and FCA suitable; used by regulated law firms and financial institutions

3/5

Good regulatory fit for UK and European retail and supply chain businesses. ISO 27001 and UK GDPR compliance meet common enterprise procurement thresholds. Not sector-regulated, so straightforward compliance path for commercial applications.

4/5

SRA and FCA suitable; used by regulated law firms and financial institutions

Total Score

18/25

23/25

Best For

Peak

Best for EU-headquartered organisations needing maximum data sovereignty; organisations requiring broad certification coverage (SOC 2 Type II, ISO 27001, Cyber Essentials Plus); regulated industries (SRA, FCA); privacy-conscious teams who need strong data retention controls; organisations that need self-hosted or on-premise deployment.

Luminance

Best for EU-headquartered organisations needing maximum data sovereignty; privacy-conscious teams who need strong data retention controls.

Detailed Comparison

Luminance vs Peak: Trust & Compliance Comparison

Luminance (Luminance Technologies Ltd, GB) scores 23/25 overall with a Gold (Excellent) trust badge. AI contract intelligence platform. Peak (Peak AI, GB) scores 18/25 with a Silver (Strong) trust badge. UK AI decisioning platform for retail and supply chain commercial optimisation.

Dimension-by-Dimension Breakdown

#### Data Residency

Luminance leads with 5/5 vs 4/5.

●Luminance (5/5): UK/EU hosting with customer choice; on-premise available

●Peak (4/5): Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.

#### Legal Jurisdiction

Luminance leads with 5/5 vs 4/5.

●Luminance (5/5): UK-incorporated company under English law

●Peak (4/5): Incorporated in England and Wales under UK law. Regulated by ICO under UK GDPR. UK jurisdiction provides strong data protection baseline without CLOUD Act exposure. EU adequacy decision covers UK-EU data transfers.

#### Data Retention & Training

Luminance leads with 5/5 vs 4/5.

●Luminance (5/5): Zero data used for training; complete client data isolation

●Peak (4/5): Customer commercial data is not used for cross-customer model training. Enterprise data processing agreements with configurable retention periods. Appropriate data lifecycle controls for sensitive retail and supply chain data.

#### Certifications

Luminance leads with 4/5 vs 3/5.

●Luminance (4/5): SOC 2 Type II, ISO 27001, Cyber Essentials Plus

●Peak (3/5): Holds ISO 27001 certification. Solid baseline for a commercial AI platform. SOC 2 Type II would strengthen the posture for enterprise procurement requirements, particularly for US-headquartered retail brands operating in Europe.

#### Regulatory Fit

Luminance leads with 4/5 vs 3/5.

●Luminance (4/5): SRA and FCA suitable; used by regulated law firms and financial institutions

●Peak (3/5): Good regulatory fit for UK and European retail and supply chain businesses. ISO 27001 and UK GDPR compliance meet common enterprise procurement thresholds. Not sector-regulated, so straightforward compliance path for commercial applications.

Certifications at a Glance

Certification	Luminance	Peak
Cyber Essentials Plus	Yes	No
ISO 27001	Yes	Yes
SOC 2 Type II	Yes	No

Overall Verdict

Luminance has a clear trust advantage, scoring 23/25 compared to Peak's 18/25. Luminance particularly excels in data residency, legal jurisdiction, data retention & training, certifications, regulatory fit.

Frequently Asked Questions

Which is better for EU compliance, Peak or Luminance?

Peak has a TrustKit score of 18/25 while Luminance scores 23/25. Luminance currently rates higher across data residency, legal jurisdiction, data retention, certifications, and regulatory fit.

How do Peak and Luminance compare on data residency?

Peak scores 4/5 for data residency (Data hosted on AWS and Azure infrastructure with EU region options for European customers. UK data residency default suitable for British businesses. Configurable data region for enterprise deployments.), while Luminance scores 5/5 (UK/EU hosting with customer choice; on-premise available).

Are Peak and Luminance GDPR compliant?

Both tools are assessed across five compliance dimensions. Peak has a regulatory fit score of 3/5 and Luminance scores 4/5. Check the full comparison above for a detailed breakdown.

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