Shift Technology

AI platform for insurance fraud detection, claims, and underwriting

Luminance

AI contract intelligence platform

Shift Technology

Excellent

23/25

Luminance

Excellent

23/25

Score Breakdown

DimensionShift TechnologyLuminance

Data Residency

Where is your data stored and processed?

Shift Technology: EU data centres; French-headquartered with EU-only processing option

Luminance: UK/EU hosting with customer choice; on-premise available

5/5

EU data centres; French-headquartered with EU-only processing option

5/5

UK/EU hosting with customer choice; on-premise available

Legal Jurisdiction

Which laws govern the company and your data?

Shift Technology: French SAS under EU jurisdiction; tailored for EU insurance regulation

Luminance: UK-incorporated company under English law

5/5

French SAS under EU jurisdiction; tailored for EU insurance regulation

5/5

UK-incorporated company under English law

Data Retention & Training

Is your data used for model training?

Shift Technology: No training on individual customer data; insurance-grade retention policies

Luminance: Zero data used for training; complete client data isolation

4/5

No training on individual customer data; insurance-grade retention policies

5/5

Zero data used for training; complete client data isolation

Certifications

ISO 27001, SOC 2, Cyber Essentials, etc.

Shift Technology: SOC 2 Type II and ISO 27001 certified

Luminance: SOC 2 Type II, ISO 27001, Cyber Essentials Plus

4/5

SOC 2 Type II and ISO 27001 certified

4/5

SOC 2 Type II, ISO 27001, Cyber Essentials Plus

Regulatory Fit

Suitability for regulated industries and professional services

Shift Technology: Purpose-built for EU insurance regulation (GDPR, Solvency II, EIOPA)

Luminance: SRA and FCA suitable; used by regulated law firms and financial institutions

5/5

Purpose-built for EU insurance regulation (GDPR, Solvency II, EIOPA)

4/5

SRA and FCA suitable; used by regulated law firms and financial institutions

Total Score

23/25

Best For

Shift Technology

Best for EU-headquartered organisations needing maximum data sovereignty; organisations requiring broad certification coverage (SOC 2 Type II, ISO 27001, Cyber Essentials Plus); regulated industries (SRA, FCA); privacy-conscious teams who need strong data retention controls; organisations that need self-hosted or on-premise deployment.

Luminance

Best for EU-headquartered organisations needing maximum data sovereignty; regulated industries (BaFin, ACPR); privacy-conscious teams who need strong data retention controls.

Detailed Comparison

Luminance vs Shift Technology: Trust & Compliance Comparison

Luminance (Luminance Technologies Ltd, GB) scores 23/25 overall with a Gold (Excellent) trust badge. AI contract intelligence platform. Shift Technology (Shift Technology, FR) scores 23/25 with a Gold (Excellent) trust badge. AI platform for insurance fraud detection, claims, and underwriting.

Dimension-by-Dimension Breakdown

#### Data Residency

Both score equally at 5/5.

●Luminance (5/5): UK/EU hosting with customer choice; on-premise available

●Shift Technology (5/5): EU data centres; French-headquartered with EU-only processing option

#### Legal Jurisdiction

Both score equally at 5/5.

●Luminance (5/5): UK-incorporated company under English law

●Shift Technology (5/5): French SAS under EU jurisdiction; tailored for EU insurance regulation

#### Data Retention & Training

Luminance leads with 5/5 vs 4/5.

●Luminance (5/5): Zero data used for training; complete client data isolation

●Shift Technology (4/5): No training on individual customer data; insurance-grade retention policies

#### Certifications

Both score equally at 4/5.

●Luminance (4/5): SOC 2 Type II, ISO 27001, Cyber Essentials Plus

●Shift Technology (4/5): SOC 2 Type II and ISO 27001 certified

#### Regulatory Fit

Shift Technology leads with 5/5 vs 4/5.

●Luminance (4/5): SRA and FCA suitable; used by regulated law firms and financial institutions

●Shift Technology (5/5): Purpose-built for EU insurance regulation (GDPR, Solvency II, EIOPA)

Certifications at a Glance

Certification	Luminance	Shift Technology
Cyber Essentials Plus	Yes	No
ISO 27001	Yes	Yes
SOC 2 Type II	Yes	Yes

Overall Verdict

Luminance and Shift Technology are closely matched on trust and compliance, with scores of 23/25 and 23/25 respectively. The right choice depends on your specific regulatory requirements and existing technology stack.

Frequently Asked Questions

Which is better for EU compliance, Shift Technology or Luminance?

Shift Technology has a TrustKit score of 23/25 while Luminance scores 23/25. Both tools are currently rated equally across data residency, legal jurisdiction, data retention, certifications, and regulatory fit.

How do Shift Technology and Luminance compare on data residency?

Shift Technology scores 5/5 for data residency (EU data centres; French-headquartered with EU-only processing option), while Luminance scores 5/5 (UK/EU hosting with customer choice; on-premise available).

Are Shift Technology and Luminance GDPR compliant?

Both tools are assessed across five compliance dimensions. Shift Technology has a regulatory fit score of 5/5 and Luminance scores 4/5. Check the full comparison above for a detailed breakdown.

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