Coda AI

AI-enhanced collaborative docs that combine wikis, databases, and automation

Luminance

AI contract intelligence platform

Coda AI

Moderate

12/25

Luminance

Excellent

23/25

Score Breakdown

DimensionCoda AILuminance

Data Residency

Where is your data stored and processed?

Coda AI: Primary hosting in US (GCP); EU residency available for Enterprise on request; no self-hosted option

Luminance: UK/EU hosting with customer choice; on-premise available

2/5

Primary hosting in US (GCP); EU residency available for Enterprise on request; no self-hosted option

5/5

UK/EU hosting with customer choice; on-premise available

Legal Jurisdiction

Which laws govern the company and your data?

Coda AI: US Delaware corporation subject to CLOUD Act; GDPR DPA available; SCCs for EU transfers

Luminance: UK-incorporated company under English law

2/5

US Delaware corporation subject to CLOUD Act; GDPR DPA available; SCCs for EU transfers

5/5

UK-incorporated company under English law

Data Retention & Training

Is your data used for model training?

Coda AI: Customer content not used for AI model training; DPA confirms OpenAI zero-training commitment; configurable doc deletion

Luminance: Zero data used for training; complete client data isolation

4/5

Customer content not used for AI model training; DPA confirms OpenAI zero-training commitment; configurable doc deletion

5/5

Zero data used for training; complete client data isolation

Certifications

ISO 27001, SOC 2, Cyber Essentials, etc.

Coda AI: SOC 2 Type II certified at Enterprise tier; no ISO 27001 or additional certifications publicly confirmed

Luminance: SOC 2 Type II, ISO 27001, Cyber Essentials Plus

2/5

SOC 2 Type II certified at Enterprise tier; no ISO 27001 or additional certifications publicly confirmed

4/5

SOC 2 Type II, ISO 27001, Cyber Essentials Plus

Regulatory Fit

Suitability for regulated industries and professional services

Coda AI: Suitable for general enterprise teams; limited compliance posture for heavily regulated industries

Luminance: SRA and FCA suitable; used by regulated law firms and financial institutions

2/5

Suitable for general enterprise teams; limited compliance posture for heavily regulated industries

4/5

SRA and FCA suitable; used by regulated law firms and financial institutions

Total Score

12/25

23/25

Best For

Coda AI

Best for privacy-conscious teams who need strong data retention controls; teams on a tight budget.

Luminance

Best for EU-headquartered organisations needing maximum data sovereignty; organisations requiring broad certification coverage (SOC 2 Type II, ISO 27001, Cyber Essentials Plus); regulated industries (SRA, FCA); privacy-conscious teams who need strong data retention controls; organisations that need self-hosted or on-premise deployment.

Detailed Comparison

Coda AI vs Luminance: Trust & Compliance Comparison

Coda AI (Coda, US) scores 12/25 overall with a Bronze (Moderate) trust badge. AI-enhanced collaborative docs that combine wikis, databases, and automation. Luminance (Luminance Technologies Ltd, GB) scores 23/25 with a Gold (Excellent) trust badge. AI contract intelligence platform.

Dimension-by-Dimension Breakdown

#### Data Residency

Luminance leads with 5/5 vs 2/5.

●Coda AI (2/5): Primary hosting in US (GCP); EU residency available for Enterprise on request; no self-hosted option

●Luminance (5/5): UK/EU hosting with customer choice; on-premise available

#### Legal Jurisdiction

Luminance leads with 5/5 vs 2/5.

●Coda AI (2/5): US Delaware corporation subject to CLOUD Act; GDPR DPA available; SCCs for EU transfers

●Luminance (5/5): UK-incorporated company under English law

#### Data Retention & Training

Luminance leads with 5/5 vs 4/5.

●Coda AI (4/5): Customer content not used for AI model training; DPA confirms OpenAI zero-training commitment; configurable doc deletion

●Luminance (5/5): Zero data used for training; complete client data isolation

#### Certifications

Luminance leads with 4/5 vs 2/5.

●Coda AI (2/5): SOC 2 Type II certified at Enterprise tier; no ISO 27001 or additional certifications publicly confirmed

●Luminance (4/5): SOC 2 Type II, ISO 27001, Cyber Essentials Plus

#### Regulatory Fit

Luminance leads with 4/5 vs 2/5.

●Coda AI (2/5): Suitable for general enterprise teams; limited compliance posture for heavily regulated industries

●Luminance (4/5): SRA and FCA suitable; used by regulated law firms and financial institutions

Certifications at a Glance

Certification	Coda AI	Luminance
Cyber Essentials Plus	No	Yes
ISO 27001	No	Yes
SOC 2 Type II	Yes	Yes

Overall Verdict

Luminance has a clear trust advantage, scoring 23/25 compared to Coda AI's 12/25. Luminance particularly excels in data residency, legal jurisdiction, data retention & training, certifications, regulatory fit.

Frequently Asked Questions

Which is better for EU compliance, Coda AI or Luminance?

Coda AI has a TrustKit score of 12/25 while Luminance scores 23/25. Luminance currently rates higher across data residency, legal jurisdiction, data retention, certifications, and regulatory fit.

How do Coda AI and Luminance compare on data residency?

Coda AI scores 2/5 for data residency (Primary hosting in US (GCP); EU residency available for Enterprise on request; no self-hosted option), while Luminance scores 5/5 (UK/EU hosting with customer choice; on-premise available).

Are Coda AI and Luminance GDPR compliant?

Both tools are assessed across five compliance dimensions. Coda AI has a regulatory fit score of 2/5 and Luminance scores 4/5. Check the full comparison above for a detailed breakdown.

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